Dangerous populism or fresh culture of freebies !!!

Less than 48 hours since AAP took charge in Delhi and they have already delivered on their biggest poll promise ‪#‎FreeWaterForDelhi‬

Really???
700 litres of water to every household in Delhi with "meters". What about those lakhs who don't have one?
What about people who get water via tankers..do they not need water?
Actually they need it more !!! meter wale can obviously afford it !!!
Hope he gonna do something for them as well, in coming days..

Also if a big joint family consumes 701 litres, they won't get any free water...they need to pay for entire amount consumed if they go above free level. Did he mention terms & conditions during campaign???

What I don't like about AAP is the unplanned haste in which this decision is taken. Looks more populist rather than a well planned policy....dangerous populism or fresh culture of freebies !!!

BTW few months back a younger CM distributed free Laptops which were re-sold by the beneficiaries ...

Wouldn't it have been more logical to fix corruption 1st, & then reduce cost by passing benefits to consumer?

What I like about Modi is ...
Modi hasn't taken the easy route, promising free water or power in his rallies. His only promise is development, governance and jobs, which he has delivered in Gujarat already !!!

Why Media love AAP & endorse it actively?

Manohar Parrikar is the first IITian (IIT Bombay) to be CM of an Indian state (Goa)...
Only CM who has refused any personal security & mostly travel in two wheeler...
He even won CNN-IBN Indian of the Year in politics category....
Manohar Parrikar adopted 2 villages in Uttarakhand for rehab.
He encouraged Goa BJP to donate salary to start with...
This won't be headlines in media, as its BJP and not AAP...

Recently an RTI activist was abducted from Noida on December 13, burnt with cigarette butts on his private parts, tortured for many days and beaten with iron rods before being dumped near a petrol pump in a neighbouring district four days later. A medical report of the government hospital notes Anoop Singh, 29, has 40 burn injuries all over his body, including on his face, thighs, legs and private parts. His crime was, he exposed many corruption cases in Western UP.
Now this will never become a CNN IBN headline, you know why?

Anoop is the vice-president of the Dankaur unit of the Bharatiya Janata Party (BJP). In the past, he has filed several Right to Information (RTI) applications, mostly regarding infrastructure projects, which have earned him the reputation of being a whistleblower in his area.

Anything related to AAP becomes news, like:
-> Arvind Kejriwal refused Personal security...
-> Arvind Kejriwal have no new cloths & wear very simple cloths..
-> Arvind Kejriwal was an IITian, Income Tax officer ....

Some how the Indian Media seems like too much fascinated towards Arvind Kejriwal & Aam Aadmi Party.
You can see NDTV reporter, Barkha Dutt & CNN reporters Rajdeep Sardesai, Ashutosh and Sagarika Ghose openly endorsing or propping up AAP Party on national television.
This brigade is popularly known for their hatred for Modi and the right wing. Their hate campaign against Modi for 12 long years with no evidence, proved their hidden agenda.

Suggestion: Never opt for HDFC Home Loans !!!

My Experience:
File No. 610142188
The initial Loan Approval process is very quick in HDFC. They take your money as processing fees and after that the real nightmare starts. This bank seems to be very very fast and too friendly at the time of loan processing, but once the loan is done, the life seems to be hell for most of the people . They are not very supportive most of the times and one gets too frustrated with their attitude.

Their disbursement process continues for weeks & months. There are cases, where two customers applied for loan on same date for similar property, but one got the disbursement in 2 weeks & other still waiting for 2 months. It carries the hangover of Sarkari culture & includes a lot of paper work & lengthy approval procedure.

They may reject your loan without reciting any reason & may not respond, if you ask for refund of processing fees.

Their inexperienced sales executives try to convince you that your Loan/Disbursement is under progress, but you will find they are lying most of the time and no one is actually interested in moving your file ahead.

They are very good in selling insurance policies along with the loan & somehow always convince to opt it, required or not.

Better Options:

Many online surveys prove that SBI bank is the best bank for home loan. We have seen most of the votes going to SBI Bank and all the pointers are suggesting that its a right choice.

1. SBI Bank (lowest ROI, smooth, transparent process )
2. LIC Housing (lesser documentation requirements)
3. Axis / ICICI / IDBI (fast and friendly)

Some more Reviews found on Social Networking sites:

I moved my loan from LIC Delhi assuming HDFC will be a better option. Though rates were lower in SBI , I still chose HDFC assuming we will get good service. I must say that in 5 months I have come across Poor customer service. Wrong commitments on time to sanction, time to disburse, paper work involved. And now making me do multiple rounds to the branch .... telling me you pay .25% fees to reduce loan rates for less than 30 lacs. Now when I paid the fees after a week they call me and tell me that the rates cant be lowered because sale deed is not signed. Wake up HDFC ... I feel like a trapped customer. I am seriously thinking SBI would have been better. Feel ashamed to deal with the No 1 retail lender... treats it customers like dirt...

-Anuj Sethi (from New Delhi)

Home Loan Application 610258177
Really disappointed with your services.
It took around 25 days to reject my home loan application and that too in a very UN-professional manner.The rejection happened just after I inquired about the status of my home in your head office and had a hot discussion.No specific reason was mentioned in the rejection loan!!.
I want to know on what grounds my loan application has been rejected anyway I am planning to legal for the same hence quite sure that you guys need to respond..ONCE AGAIN VERY UN PROFESSIONAL COMPANY! 

-Vikas Jain (from Mumbai)