Monday, December 30, 2013

Dangerous populism or fresh culture of freebies !!!

Less than 48 hours since AAP took charge in Delhi and they have already delivered on their biggest poll promise ‪#‎FreeWaterForDelhi‬

Really???
700 litres of water to every household in Delhi with "meters". What about those lakhs who don't have one?
What about people who get water via tankers..do they not need water?
Actually they need it more !!! meter wale can obviously afford it !!!
Hope he gonna do something for them as well, in coming days..

Also if a big joint family consumes 701 litres, they won't get any free water...they need to pay for entire amount consumed if they go above free level. Did he mention terms & conditions during campaign???

What I don't like about AAP is the unplanned haste in which this decision is taken. Looks more populist rather than a well planned policy....dangerous populism or fresh culture of freebies !!!

BTW few months back a younger CM distributed free Laptops which were re-sold by the beneficiaries ...

Wouldn't it have been more logical to fix corruption 1st, & then reduce cost by passing benefits to consumer?

What I like about Modi is ...
Modi hasn't taken the easy route, promising free water or power in his rallies. His only promise is development, governance and jobs, which he has delivered in Gujarat already !!!

Thursday, December 26, 2013

Why Media love AAP & endorse it actively?

Manohar Parrikar is the first IITian (IIT Bombay) to be CM of an Indian state (Goa)...
Only CM who has refused any personal security & mostly travel in two wheeler...
He even won CNN-IBN Indian of the Year in politics category....
Manohar Parrikar adopted 2 villages in Uttarakhand for rehab.
He encouraged Goa BJP to donate salary to start with...
This won't be headlines in media, as its BJP and not AAP...

Recently an RTI activist was abducted from Noida on December 13, burnt with cigarette butts on his private parts, tortured for many days and beaten with iron rods before being dumped near a petrol pump in a neighbouring district four days later. A medical report of the government hospital notes Anoop Singh, 29, has 40 burn injuries all over his body, including on his face, thighs, legs and private parts. His crime was, he exposed many corruption cases in Western UP.
Now this will never become a CNN IBN headline, you know why?

Anoop is the vice-president of the Dankaur unit of the Bharatiya Janata Party (BJP). In the past, he has filed several Right to Information (RTI) applications, mostly regarding infrastructure projects, which have earned him the reputation of being a whistleblower in his area.

Anything related to AAP becomes news, like:
-> Arvind Kejriwal refused Personal security...
-> Arvind Kejriwal have no new cloths & wear very simple cloths..
-> Arvind Kejriwal was an IITian, Income Tax officer ....

Some how the Indian Media seems like too much fascinated towards Arvind Kejriwal & Aam Aadmi Party.
You can see NDTV reporter, Barkha Dutt & CNN reporters Rajdeep Sardesai, Ashutosh and Sagarika Ghose openly endorsing or propping up AAP Party on national television.
This brigade is popularly known for their hatred for Modi and the right wing. Their hate campaign against Modi for 12 long years with no evidence, proved their hidden agenda.

Thursday, December 12, 2013

Suggestion: Never opt for HDFC Home Loans !!!



My Experience:
File No. 610142188
The initial Loan Approval process is very quick in HDFC. They take your money as processing fees and after that the real nightmare starts. This bank seems to be very very fast and too friendly at the time of loan processing, but once the loan is done, the life seems to be hell for most of the people . They are not very supportive most of the times and one gets too frustrated with their attitude.

Their disbursement process continues for weeks & months. There are cases, where two customers applied for loan on same date for similar property, but one got the disbursement in 2 weeks & other still waiting for 2 months. It carries the hangover of Sarkari culture & includes a lot of paper work & lengthy approval procedure.

They may reject your loan without reciting any reason & may not respond, if you ask for refund of processing fees.

Their inexperienced sales executives try to convince you that your Loan/Disbursement is under progress, but you will find they are lying most of the time and no one is actually interested in moving your file ahead.

They are very good in selling insurance policies along with the loan & somehow always convince to opt it, required or not.

Better Options:

Many online surveys prove that SBI bank is the best bank for home loan. We have seen most of the votes going to SBI Bank and all the pointers are suggesting that its a right choice.
  1. SBI Bank (lowest ROI, smooth, transparent process )
  2. LIC Housing (lesser documentation requirements)
  3. Axis / ICICI / IDBI (fast and friendly)

Some more Reviews found on Social Networking sites:

I moved my loan from LIC Delhi assuming HDFC will be a better option. Though rates were lower in SBI , I still chose HDFC assuming we will get good service. I must say that in 5 months I have come across Poor customer service. Wrong commitments on time to sanction, time to disburse, paper work involved. And now making me do multiple rounds to the branch .... telling me you pay .25% fees to reduce loan rates for less than 30 lacs. Now when I paid the fees after a week they call me and tell me that the rates cant be lowered because sale deed is not signed. Wake up HDFC ... I feel like a trapped customer. I am seriously thinking SBI would have been better. Feel ashamed to deal with the No 1 retail lender... treats it customers like dirt...
-Anuj Sethi (from New Delhi)

Home Loan Application 610258177
Really disappointed with your services.
It took around 25 days to reject my home loan application and that too in a very UN-professional manner.The rejection happened just after I inquired about the status of my home in your head office and had a hot discussion.No specific reason was mentioned in the rejection loan!!.
I want to know on what grounds my loan application has been rejected anyway I am planning to legal for the same hence quite sure that you guys need to respond..ONCE AGAIN VERY UN PROFESSIONAL COMPANY! 
-Vikas Jain (from Mumbai)
 

Friday, July 12, 2013

Why won't I vote for AAP in Delhi Election???


1. Hypothetical unrealistic promises, exaggerated and unimplementable manifesto. Now scared to form a government (Though they are getting unconditional support from other parties). Does not want to sit in a position of responsibility where it has to walk its talk.Remember, with great power comes greater responsibility.


2. They didn't fought University elections, panchayat elections or municipality elections, directly assembly elections. No leadership experience, India already suffering due to weak leadership for last 10 years...

3. Only one man party. Majority of people voted for Arvind Kejriwal & expect him to solve all his problems. When TV reporters asked the name of the person who is contesting from the assembly seat, majority didn't know name of AAP candidates (Except Sazia Ilmi). In democracy a state or country can't be run by a single person.

4. Except their media spokespersons & lawyers, most of their ground leaders are not only inexperienced but also very low educated (10 passed or below), huge junk is unemployed & claim they left job to join AAP & many are dependent on parents or spouse for income. So these leaders gonna rule us in 21st Century?

5. Arrogant mentality "Only I am clean, only we are honest, rest all are thieves/corrupt !!!" Also "Congress BJP same, should join hands to form government".
Arvind Kejriwal says all Income Tax inspectors and IAS officials are corrupt. In the same system people like Ashok Khemka, Durga Shakti Nagpal and many more officers are trying to clean the system from within.

6. More parties means more coalition governments, which are weak & corrupt. Better National parties are forced to follow correct path.Strongly against regional or state parties, those doesn't have a national prospective.

7. Seeking support from Fatwa fame riote accused Maulana Tauquir Raza Khan, along with claiming high moral grounds. Same Minority Appeasement policies like Congress. Wearing Skull cap like SP (Akhilesh Yadav) to seek votes.

8. AAP leaders still propagating Batla house encounter as Fake, though Supreme Court found it genuine & declared the accussed were terrorists. Many leaders (Prashant Bhushan & Manish Sisodia) of AAP gave anti-national statements on Kashmir, Indian Army and Terrorism.
In one hand Arvind claims all AAP leaders are common citizens tired to corruption & ill-governance & on other hand main stream AAP Leader ( Dr. Kumar Biswas) says he doesn't travel without a Business class flight ticket. 

9. Many stings/complaints exposed their leader and funds. AAP's internal Lokpal took no time to give them-self clean-chit. Like any other party claiming its politically motivated, so daaam different ?

10. Why has Aam Aadmi Party given tickets to rejected workers of BJP and Congress in Delhi?

11. Joining AAP is like Ganga-snan. Whatever be your background (corrupt/criminal/communal) once you join AAP, you will be given a good character certificate. Soon after winning elections, AAP leaders started wearing "Main hoon Vidhayak (I am the MLA)" caps, instead of their traditional "Main hoon Aam Aadmi (I am the Common Man) " caps,  clearing showing their real side. Not only that they started goonda
gardi, in name of celebrations (FIRs already filed !).

Historically, anybody with such a quick surge in power (Laloo Prasad Yadav or Mulayam Singh) has rarely delivered. But then again, historically, nobody has managed to make neta topi and jhadu seem like a cool idea. So, will take some more time to make my final opinion about AAP.

Friday, July 5, 2013

Lootera:: Movie Review:: A Classic Tale, which may bring tears !!! (5/5)

Lootera is a beautiful, heart-warming, and quite love saga of Pakhi (Sonakshi) and Varun (Ranveer Singh), based in early 1950's, which begins in Manikpur, West Bengal.


You may feel the movie is bit slow, but a movie like this doesn't require pace, it just require correct emotions. And Lootera is filled with moments of glorious emotions. Emotions of deceit, betrayal, passion, honour and love. You feel loved, when love blossoms between Pakhi and Varun. Water comes out of your eyes when Varun breaks Pakhi's heart, when Pakhi suffers from TB. You move to tears, when she waits for the end of life and starts believing that the day the last leaf of tree falls, she too would pass away. You feel blessed when destiny bring them together. You start believing in true love by the end of the story.

Sonakshi Sinha plays an intensely heart-wrenching character, to perfection. You can easily say, she is one of the finest female actors of our generation. She looks beautiful potraying the traditional Bengali girl of 1950's and her size is just irrelevant here. Her grace, dialogues, top notch acting and sense of emotions is the actual hero of this film.

Ranveer plays the title role 'the Lootera'. He plays the street-smart con here, who cheats Pakhi and her Landlord father. At this young age, with an acting experience of just 3 years he plays this complicated role with absolute perfection.

Every frame of this film is picture perfect. Vikramaditya Motwane's style of story telling is impressive and he has kept the accurate amount of thrill in a slow romance. The director takes us to 50's effortlessly. With a beautiful story penned with utmost sensitivity and crafted delicately, this film looks like a beautiful painting on celluloid!

All the songs gels well with story. The Background store is just amazing. Thumbs up for Amit Trivedi's Melodious songs, you start humming them instantly.
Supporting cast Vikrant Massey, Adil Hussain, Barun Chanda has done a tremendous job as well.
The chemistry between Ranveer and Sonakshi is scorching !!!
Team Lootera ...Take a BOW !!!

Precaution: Don't go with your friends with extra sense of humor, else you may want to punch them, when they laughs or cracks a joke when someone is dying(though in fiction). Also  if you are not a fan to slow romance avoid it, you may find it boring !!!

Rating: 10 on 10

Saturday, May 11, 2013

Movie Review:: Gippi:: Big yippee for Gippi (3.5/5)


What's Great: A simple movie which has everything in it ... romance, drama, comedy, embarrassment, many real vulnerable moments teenagers face and a sad heartbreak. Its a funny-teen-masala movie as it touches all the elements of a teenager's life like 'dancing madly when no one is watching you', 'tension between parents', 'a typical mean over-ambitious classmate who's actually good in everything', 'first crush, attraction and heartbreak', 'importance of your family and best friends', 'inferiority or superiority complex' and 'adolescence and adulthood'.

What's Good: Some fab young actors. Simple script. Little dramatic end.
The movie talks about issues such as adolescence, homosexuality and menstruation without a blush.
Many well-written scenes where we see Gippi going through situations that help her grow up. The casting is appropriate,  14 yr old Riya Vij plays the vulnerable yet believable Gippi perfectly. All the other young actors are superb like Gippi's brother, her best friend Anchal and the vamp Shamira. You will definitely love the scenes in second half when the good for nothing Gippi takes on the all-rounder Shamira!!!
The film gives out a bigger message of being your own self and not trying too hard to be like someone else, let the world love you for what you are. That's the main mantra of Happiness !!!

You must watch it once and you will surely love the simplicity and sweetness

Rating : 3.5/5



Saturday, May 4, 2013

Movie Review:: Bombay Talkies:: An Average Cocktail (2.5/5)


“Bombay Talkies” is an cocktail of four short films from directors: Dibakar Banerjee, Zoya Akhtar, Anurag Kashyap and Karan Johar.

Karan's film stars Rani Mukherji, Randeep Hooda and Saqib Saleem. Its a Adult thriller which revolves around homosexuality. All the actors are spectacular in this part. Though the script is hold tight with superb screenplay, it ends with a climax which lacks luster. This half an hour movie is Karan's best work compared to his 3.5 hrs long movies.

Dibakar Banerjee’s film starring  Nawazuddin Siddiqui is quite confusing and not well translated on screen.

Zoya's film has the most relevant story of a kid struggling between his dream and parents.

Anurag Kashyap's story is most interesting and well directed which revoles around Bachchan Mania. The story is about a Bachchan fan who wants to feed him Murabba, is unique and sharp.

The film being independent works of multiple directors suffers from one major flaw, there is no common link and relevance to the larger picture, Bombay Talkies, which celebrates 100 years of Cinema.
The item song at end with huge list of stars is easily forgettable and has zero effect on audience.

Its a different concept and interesting in parts.

Movie Review:: Aashiqui 2 :: Shines with loads of non-eww romance :: 3.5/5



Cast: Aditya Roy Kapur, Shraddha Kapoor (4/5)
Aditya Roy Kapur is the killer substance of this film and scores absolutely in the mushy scenes. He not only manages to impress with his selfless-hopeless romantic side, he also delivers brilliantly while portraying the Self-destruction and alcoholic phase.
Shraddha Kapoor's innocent face does half the work for her and acting wise not a let down. She maintains her charm & poise through out. Her b'ful melted eyes every-time makes you believe in the rare devotion, she has for her alcoholic lover...
The awesome chemistry between Aditya and Shraddha manages to create a feel of fluttering butterflies-in-your-stomach.

Director: Mohit Suri (3/5)
Story is predictable and ends on a sad note (which I always dislike as I love happy ending love stories..). Script falls after interval, loses all its energy  and romance, and also ends with anti-climax. 
Some scenes like hilarious journalist in second half, were really unnecessary. The Director invested too much into the actors and their romance, passion and pain, but didn't take the story much further. A good screenplay could have done wonders for the movie.
It was a good brave attempt and he never lost his control over the drama, which could have made it a melodrama. He cleverly avoided over-the-top romantic scenes, unnecessary skin show and lust.

Music: (4.5/5)
This movie is musically brillient and Nadeem Shravan's best work till date. Arijit Singh's 'Tum hi ho..', Shreya's 'Sun raha hai na...', and Tusli Kumar's 'Hum maar jayenge' all were awesome and they worked really well within the context of the film. 

The film has a lovely flow (except for the abrupt last 10 minutes) despite being 15-20 minutes longer than I would have liked it.
Every moment when Aditya and Shraddha look into each others eyes, you tend to believe unconditional love, selfless love, true love still exists !!!
Though flawed, it manages to reach out to your heart, wholeheartedly....

Sunday, January 27, 2013